Debt consolidation may sound daunting but in reality, it’s just a few simple steps that can help make your finances much more manageable. ...
What Happens When Your Fixed Rate Term Ends
04/01/2023 21:00 PM
Fixed-rate terms last for a set period of time that is prearranged between you and your lender. Fixed-rate periods last between one and five years. When your fixed rate term ends,...
Why Do We Refinance?
20/12/2022 12:53 PM
Refinancing has a lot of advantages. It can allow you to lower your monthly payment or save money on interest over the life of your loan. The latest data from the Australian...
Rents Rising Fastest
02/12/2022 06:50 AM
As any property investor could tell you, rents have grown strongly over the past year. But when you drill down into the data, as realestate.com.au did, you discover that s...
Borrowing Capacity
31/10/2022 12:00 PM
Why your borrowing capacity is probably lower than six months ago? The increase in interest rates over the past six months has made it harder for Australians to qualify for a home loan, and...
Spend Wisely
03/10/2022 17:00 PM
Credit limits and spending behavior are two of the many factors that a lender will check in getting a home loan mortgage.Australians are making increasing use of credit cards and...
Interest Rates Fluctuation
02/09/2022 00:00 AM
Why some fixed rates are falling? While variable interest rates are continuing to rise, and will almost certainly increase further, some lenders are actually cutting their fixed rates. ...
How to Manage your household budget in a higher-rate environment?
01/08/2022 17:40 PM
Interest rates may be rising, but Reserve Bank deputy governor Michele Bullock is confident most borrowers will be able to cope. One reason for her...
Which Comes First?
01/07/2022 17:00 PM
It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position on both the...
Fancy Home But Not Paying Much
01/06/2022 00:00 AM
Knowing what a property is worth is central to avoiding paying too much for it. It’s about doing your homework, knowing what you want, knowing the market and making sensible offers. Tips...
