4 reasons to use a mortgage broker

With so many mortgage alternatives on the market from banks, building societies and other non-bank lenders, it's a challenge to find the product that's ideal for you.

Mortgage brokers can help you find your first home loan, or look at options to refinance your existing loan if you're considering taking the next step on the property ladder, or looking at renovations or investing. A strict code of conduct demands impartiality, so they provide a range of choices that best suit your financial circumstances. 

If you've never used a mortgage broker, here's an overview on what we provide:

Assessment of your financial circumstances
Your broker will work with you to calculate your income and outgoings, plus any savings, and give you an idea of the size of loan a lender might provide to you.

Locate suitable loan choices
Not all mortgages are the same. You may want a no-frills loan, which usually comes with the lowest interest rate. However, if you require payment flexibility, a transaction account or a fixed interest rate, we can find the best solutions for you to consider.

Manage the application
Applying for finance is time-consuming and requires a lot of form-filling and gathering of the relevant paperwork. As your broker, we know what's required. We'll help you with the actual application and manage any questions your prospective lender might ask making sure the whole process goes smoothly.

Advice on tap
You're bound to have questions regardless whether this is your first mortgage or you're refinancing. As your broker, we're there to take away a lot of the stress and anxiety out of the whole process and help you make great decisions about your financial future as confidently as possible.